Charitable Count: June

After hiring some local folks, a neighbor approached us with a request for a loan.  His truck was in the shop and his cash flow was slow because he could not get some calves to the livestock sale because of other work obligations.  We wrote the check to help him get his vehicle back on the road.  Now, he had the option of repaying the money or working around our place with an agreement on the wages per hour to be taken off the loan.  Work is more easily come by than cash.  Every month or so, we get some help with projects around the farm, and the loan diminishes.  Again, this is not a 501c non-profit organization.  Is this being charitable?

What terms of repayment would you consider, if you lent someone money?

Month:                                                         J    F   M    A   M     J

Alzheimer’s Association                            –     –     –     –     1   –
American Diabetes Association               1     1     –     1     –     –
American Farmland Trust                         1     1     –     1     –    2
American Friends Service Committee    –     –     –      1     –   –
American Horticultural Society               1     –     2     1    1     –
American Indian College Fund                 1     1     2     –     –    –
American Indian Education Fund             1     –     –     –     –   –
American Red Cross                                    1     –     –     –     –   –
American Rivers                                          –      –      1      –     –    –
Americans United (for Separation
Of Church & State)                                     1     –     –     –     –     1
Amnesty International                              –     –     –     1      –     –
Appalachian Trail Conservancy               –     –     –     1      –    –
Arbor Day Foundation                              3     –    –     –      –     –
Archeaeological Conservancy                  –     –     2     –     –     1
Archaeological Institute of America      –     –      1     –     –     –
Arthritis Foundation                                 –     –     –     1     –     1
Audubon Society                                        –     1     –     –     –     –
Berea College Fund                                    –     –     1     –     –    –
Care                                                              –     1     1     –     –     –
CATO Institute                                           –     –     –     1     –    –
ChildFund                                                    –      –     –    –      –     1
Civil War Trust                                           –     1     3    –     3    –
Colonial Williamsburg                              1     1     1    1     1      –
Common Cause                                           –     –     –     1     –   –
Compassion & Choices                              1     –     1     –     1    –
Congressman Paul Ryan                           1     1     –      –     –    –
Doctors without Borders                          –     1     1     1     1    –
Drug Policy Alliance                                  1     –     –      –     –   –
Easter Seals                                                 1     –     –     –     –   –
Feeding America                                        3    2     2     1     2    –
FINCA                                                           –     1     1     1     1   –
First National Development
Institute                                                       –     –     1      –    –    –
Food First                                                    –     –     –     1     –   –
Ford’s Theatre                                            1     –     –      –     –   –
Friends of the Library (Hardy Co.)          –     –     –     1     –   –
George W Bush Pres. Center                   –     1     –      –      –   –
Gettysburg  Foundation                           –     1     1      1     1    –
Green America                                           1     2    –      –     1     2
Green Peace                                                1     –     2     1     1    –
Habitat For Humanity                             1     –    1       2     –    –
Heritage Foundation                                –     1     –      –      –    –
International Rescue Committee           –     1     –      –     1    1
Lady Bird Johnson Wildlife Center       –     –     –      1      –   –
League of Women Voters                        –     –     1      –     1     2
March of Dimes                                         –     –     1     –     –    –
Marine Corps Heritage Foundation       –     –     1    –     –     –
Marquette University                               –     –     1    –      –    –
Massanutten Regional Library               –     –     1     –     –    –
Mayo Clinic                                                –     –     1     –      –    –
Memorial Sloan-Kettering Cancer
Center                                                          –     1     2    –     –      1
Mount Vernon                                            1     –     1    –     1     1
NARAL Pro-Choise America                   –     1     –     1     –    –
NRA                                                             1     –     –     1     –    –
National Museum of the American
Indian                                                          –     1     –     –     2     1
National Museum of Women in
the Arts                                                       –     1     –     –     –    –
National WASP-WWII Museum             1     –     1     –     1    –
National Parks Conservation Ass.          1     –     –     2     –    –
National Park Foundation                       –     1     1     –     –     1
National Republican Senatorial
Committee                                                  –      –     1    –      –     –
National Trust for Historic Preservation    –     –     1      –     2
National WWII Museum                          –     1     –     –      –    –
Native American Rights Fund                 –     –     –     1      –   –
Natural Resource Defense Council         –     2     –     1     –     1
Nature Conservancy                                  1     4     2    1     4     –
New York University                                –     –     –      1     –    –
Oxfam                                                          1      1     1      1     1     1
PFLAG                                                         –     –     –      1     –   –
Partners for the Future                            –     –     –      –     1    –
Planned Parenthood                                 2     –     1      –     2   –
Population Connection                             –     1     1      1     –     1
Potomac Conservancy                               –     –     1      –     –    –
Project Hope                                              1     –     –       –     –   –
Prosperity PAC (Paul Ryan)                     –     1    –       –     –    –
Public Citizen                                             –     –      –      –       –     1
Raese for Senate Committee                   –     –     1       –     –    –
Rainforest Alliance                                    1     –     –      –      –    –
Red Tail Squadron (WWII)                      1     –     –      –     –     –
Republican National Committee             –     1     –      –     –     –
Reagan Ranch                                             –     –     –     –     1    –
Ronald Reagan Pres. Foundation            1     –     –      1     –    –
Romeny for President                               1     1     2     1     1      2
St Jude Children’s Research
Hospital                                                       –     –     1     –     –     1
Salvation Army                                           –     –     2     1     1     1
Save the Children                                      –     –     1      –     –      –
SJSU Alumni Association                         1     –     –     –     –    –
Shenandoah Valley Music Festival        –     –     –      2     –     –
Sierra Club                                                  –     –     1     –     –    –
The Shakespeare Theatre                         1     –     –     –     –    –
Smithsonian Institution                           –     1     1     1     1     –
Smithsonian National Museum of
African American History
And Culture                                                1     –      –     –     –    –
Southern Poverty Law Center                 2     2     3    2     2     1
Special Olympics                                        –     1     1      –     –    –
Student Conservation Association         –      –      –     –     –     1
Technoserve                                               –     –     1      –     –    –
The Trust for Public Land                         –     –     –     –    1   –
Unicef                                                           1     1     –      1    –     –
Union of Concerned Scientists                 –     –     1      –    –    –
United Farm Workers                               –     –     –      1    –    –
USO                                                               –     –     –     1     –   –
WV Humanities Counsel                           –     –     1      1     1   –
WV Public Broadcasting                           2     1     –      –     2    –
Woodland Owner’s Assoc. of WV            –     1     –       –     –   –
WMRA/WEMC (NPR)                              1     1     1      1     1     –
World Vision                                               –     1     –      –     –   –
Wounded Warrior Project                        1     –     –      –     –   –
Xerces Society                                             –     –     –      –     1   –

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About hermitsdoor

Up here in the mountains, we have a saying, "You can't get there from here", which really means "We wouldn't go the trouble to do that". Another concept is that "If you don't know, we ain't telling." For the rest, you'll have to read between the lines.
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6 Responses to Charitable Count: June

  1. Barneysday says:

    Having seen more than one “loan” end up a destroyed friendship, I truly like your solution. The integrity of the borrowers commitment to return each month is key, and obviously you have an excellent relationship going here. Well done.

    In todays economy, it will become more important to extend a helping hand, in whatever manner we are able, to our neighbors. An act of kindness to a stranger, picking up a tab or a grocery bill for an obviously strained person, even for a senior citizen, we can all help make the world a better place, and perhaps have more of us “Pay it forward.”

    Great post

    • hermitsdoor says:

      You are correct about the risk of loans to friends & family. I always talk out the options for repayment. Also, as the lender, I will not lend money unless I am willing to make it a “gift” at some point. But, that is my decision, not the other borrowers. I like the “Pay it Forward” concept.

  2. The Vicar says:

    Agreed Hermit. Treat a loan as a gift. If it doesn’t get repaid, you’ve lost nothing. If it does get repaid, you are encouraged. Never loan more than you can give away. It’s like letting someone borrow a book. Half the time I don’t remember who I lent it to, but when it shows back up on my desk, I’m grateful!

    • hermitsdoor says:

      Good thing that the books you have given to me were gifts. You know that you can borrow them my shelf any time. In fact, I just pulled one down the other day to pack for an upcoming plane trip.

  3. Mother Suzanna says:

    We seem to have left a trail of “gifts” along the way. We tend to say “pay it back when you can”. Guess that time never comes, they forget and move away or skip town, as in one case. Only one loan was repaid. That was quit a pleasant surprise.

    Looking over your long list of organizations that sent you mail in June, I’d say most were on vacation. Did notice that the League of Women Voters had sent you quite a few mailings. I was just asking someone tonight if they were still in business. I picture them all with gray hair and seventy something. I shall go to their web site and see if they have figured out what our presidential candidates plan to do if elected! No one else seems to know.

    • hermitsdoor says:

      I, too, noticed that the number of requests was lower in June. I can see the trend of some organizations making one or a couple of requests, so far, and others sending multiple requests in a month. I suspect that the political organizations are sending out a log because of the election cycle.

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